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	<title>Comments for NowWhatDoYouDo.com</title>
	<link>http://nowwhatdoyoudo.podbean.com</link>
	<description>Scorched-earth advice for dealing with the realities of life in the 21st century</description>
	<pubDate>Fri, 06 Nov 2009 09:01:12 +0000</pubDate>
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		<title>Comment on About St. Ben by Moderator</title>
		<link>http://nowwhatdoyoudo.podbean.com/about/#comment-96950</link>
		<pubDate>Wed, 16 Apr 2008 15:50:01 +0000</pubDate>
		<guid>http://nowwhatdoyoudo.podbean.com/about/#comment-96950</guid>
					<description>The site was just migrated to new servers and is undergoing some updates.  It should be back up/on-line the week of 4/21/08.  Sorry for any inconvenience.</description>
		<content:encoded><![CDATA[<p>The site was just migrated to new servers and is undergoing some updates.  It should be back up/on-line the week of 4/21/08.  Sorry for any inconvenience.
</p>
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		<title>Comment on About St. Ben by Al</title>
		<link>http://nowwhatdoyoudo.podbean.com/about/#comment-96942</link>
		<pubDate>Wed, 16 Apr 2008 15:23:36 +0000</pubDate>
		<guid>http://nowwhatdoyoudo.podbean.com/about/#comment-96942</guid>
					<description>Why is his site down??</description>
		<content:encoded><![CDATA[<p>Why is his site down??
</p>
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		<title>Comment on 02.28.08 NowWhatDoYouDo.com podcast hosted by Benjamin Dover by Kenny Davis</title>
		<link>http://nowwhatdoyoudo.podbean.com/2008/02/27/022808-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/#comment-90171</link>
		<pubDate>Mon, 24 Mar 2008 23:47:12 +0000</pubDate>
		<guid>http://nowwhatdoyoudo.podbean.com/2008/02/27/022808-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/#comment-90171</guid>
					<description>Dear Ben,
My ex-wife and I were rescued by your book, &quot;Back Off&quot; a few years back. I don't know what we would have done without it. And I made her promise me we would never get ourselves in that situation again.  But to make a long story short, she will never change.  I allowed myself be pressured into building a new home a couple of years ago that was way more than we could afford and not long before I left, I caught her taping a credit card back together that I had made her cut up.  I finally decided enough was enough and we have been divorced since last July.  I am living with my mother.  If it wasn't for her, I guess I would be homeless as it's taking every cent I make and then some to pay those bills from that marriage.  We have had our house listed since May and have only had one serious offer and it fell through.  I am at my wits end and dearly want to move on with my life.  She is still living in the house and I'm paying half the mortgage.  I hoped you had another lifesaving book to tell me what to do since the bankruptcy laws have changed or perhaps you have some advice. HELP!  Can you help me save my life again?
Thanks so much,
Kenny Davis</description>
		<content:encoded><![CDATA[<p>Dear Ben,
My ex-wife and I were rescued by your book, &#8220;Back Off&#8221; a few years back. I don&#8217;t know what we would have done without it. And I made her promise me we would never get ourselves in that situation again.  But to make a long story short, she will never change.  I allowed myself be pressured into building a new home a couple of years ago that was way more than we could afford and not long before I left, I caught her taping a credit card back together that I had made her cut up.  I finally decided enough was enough and we have been divorced since last July.  I am living with my mother.  If it wasn&#8217;t for her, I guess I would be homeless as it&#8217;s taking every cent I make and then some to pay those bills from that marriage.  We have had our house listed since May and have only had one serious offer and it fell through.  I am at my wits end and dearly want to move on with my life.  She is still living in the house and I&#8217;m paying half the mortgage.  I hoped you had another lifesaving book to tell me what to do since the bankruptcy laws have changed or perhaps you have some advice. HELP!  Can you help me save my life again?
Thanks so much,
Kenny Davis
</p>
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		<title>Comment on NowWhatDoYouDo.com weekly Podcast, hosted by Benjamin Dover: 02.15.08 by Pat</title>
		<link>http://nowwhatdoyoudo.podbean.com/2008/02/15/nowwhatdoyoudocom-weekly-podcast-hosted-by-benjamin-dover-021508/#comment-79513</link>
		<pubDate>Sat, 16 Feb 2008 20:16:35 +0000</pubDate>
		<guid>http://nowwhatdoyoudo.podbean.com/2008/02/15/nowwhatdoyoudocom-weekly-podcast-hosted-by-benjamin-dover-021508/#comment-79513</guid>
					<description>Great job Benjamin on relaying the TRUTH about this second time around &quot;failed the first time&quot; program dubbed &quot;Project Lifeline&quot; Another tid bit of info. is that when the borrowers call into the hotline they get a debt collector take their budget and a month later the lender finaly sends them a letter offering a Forbearance. NOT GOOD! That is not a good option for the consumer, just the lenders! Here is why...when a consumer agrees to a forbearance plan, the lenders put everything that is owed on a pay back plan on the back of the loan. The one thing the Lenders NEVER tell them is that the borrowers will have a ROLLING 30 day late on the credit report EVERY month, compliments of the Lender, or until all that was owed in penalty's and late fees put on the back of the loan is paid back. NEVER!!!! Well that just ruined the borrowers chance of refinancing with 30 day late's on their credit report. 30 Day Lates DECREASE your score on average 60-90 Points!!!!! Thanks again Benjamin and keep them coming!!!!

Pat</description>
		<content:encoded><![CDATA[<p>Great job Benjamin on relaying the TRUTH about this second time around &#8220;failed the first time&#8221; program dubbed &#8220;Project Lifeline&#8221; Another tid bit of info. is that when the borrowers call into the hotline they get a debt collector take their budget and a month later the lender finaly sends them a letter offering a Forbearance. NOT GOOD! That is not a good option for the consumer, just the lenders! Here is why&#8230;when a consumer agrees to a forbearance plan, the lenders put everything that is owed on a pay back plan on the back of the loan. The one thing the Lenders NEVER tell them is that the borrowers will have a ROLLING 30 day late on the credit report EVERY month, compliments of the Lender, or until all that was owed in penalty&#8217;s and late fees put on the back of the loan is paid back. NEVER!!!! Well that just ruined the borrowers chance of refinancing with 30 day late&#8217;s on their credit report. 30 Day Lates DECREASE your score on average 60-90 Points!!!!! Thanks again Benjamin and keep them coming!!!!</p>
<p>Pat
</p>
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		<title>Comment on NowWhatDoYouDo.com weekly Podcast, hosted by Benjamin Dover: 02.08.08 by Wally</title>
		<link>http://nowwhatdoyoudo.podbean.com/2008/02/08/nowwhatdoyoudocom-weekly-podcast-hosted-by-benjamin-dover-020808/#comment-77846</link>
		<pubDate>Mon, 11 Feb 2008 03:56:16 +0000</pubDate>
		<guid>http://nowwhatdoyoudo.podbean.com/2008/02/08/nowwhatdoyoudocom-weekly-podcast-hosted-by-benjamin-dover-020808/#comment-77846</guid>
					<description>awesome.  Great production values Bennie.  Who does all that for you or do you post produce?</description>
		<content:encoded><![CDATA[<p>awesome.  Great production values Bennie.  Who does all that for you or do you post produce?
</p>
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		<title>Comment on NowWhatDoYouDo.com weekly Podcast, hosted by Benjamin Dover: 02.08.08 by Sonya Warren</title>
		<link>http://nowwhatdoyoudo.podbean.com/2008/02/08/nowwhatdoyoudocom-weekly-podcast-hosted-by-benjamin-dover-020808/#comment-77769</link>
		<pubDate>Sun, 10 Feb 2008 22:49:38 +0000</pubDate>
		<guid>http://nowwhatdoyoudo.podbean.com/2008/02/08/nowwhatdoyoudocom-weekly-podcast-hosted-by-benjamin-dover-020808/#comment-77769</guid>
					<description>Hey there is great! 
Everything worked just great.  Got me to exactly where I wanted to be and the podcast sounded great!</description>
		<content:encoded><![CDATA[<p>Hey there is great! 
Everything worked just great.  Got me to exactly where I wanted to be and the podcast sounded great!
</p>
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		<title>Comment on About St. Ben by Moderator</title>
		<link>http://nowwhatdoyoudo.podbean.com/about/#comment-75437</link>
		<pubDate>Thu, 31 Jan 2008 19:23:58 +0000</pubDate>
		<guid>http://nowwhatdoyoudo.podbean.com/about/#comment-75437</guid>
					<description>Linda!  Do your homework!  His credentials are posted on the website here: http://www.nowwhatdoyoudo.com/content/view/31/43/ 

If you Google him you'll quickly figure out this is his turf.</description>
		<content:encoded><![CDATA[<p>Linda!  Do your homework!  His credentials are posted on the website here: <a href="http://www.nowwhatdoyoudo.com/content/view/31/43/" rel="nofollow">http://www.nowwhatdoyoudo.com/content/view/31/43/</a> </p>
<p>If you Google him you&#8217;ll quickly figure out this is his turf.
</p>
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		<title>Comment on About St. Ben by Linda J. Rougeux</title>
		<link>http://nowwhatdoyoudo.podbean.com/about/#comment-75433</link>
		<pubDate>Thu, 31 Jan 2008 19:16:45 +0000</pubDate>
		<guid>http://nowwhatdoyoudo.podbean.com/about/#comment-75433</guid>
					<description>What are Ben Dover's credentials that qualifies him to give financial advice? Is he a CPA, a financial advisor, a lawyer?</description>
		<content:encoded><![CDATA[<p>What are Ben Dover&#8217;s credentials that qualifies him to give financial advice? Is he a CPA, a financial advisor, a lawyer?
</p>
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